UPI
0.60%
TDR per successful transaction
Did you know?
A large share of online payments in India are completed via UPI and debit cards. Competitive TDR on these modes helps you keep more of every rupee you collect.
Debit card
0.95%
TDR per successful transaction
Netbanking
1.75%
TDR per successful transaction
Mobile wallets
1.85%
TDR per successful transaction
Credit card
2.00%
TDR per successful transaction
| Payment mode | TDR |
|---|---|
| UPI | 0.60% |
| Debit card | 0.95% |
| Netbanking | 1.75% |
| Mobile wallets | 1.85% |
| Credit card | 2.00% |
GST: Goods and Services Tax may be applicable on the transaction fee (TDR), as per applicable law.
Rates apply to standard online collections through Paynivo. Custom or enterprise pricing, high-volume programmes, or B2B arrangements may differ—contact us for details.
Software subscription and plan limits are described separately on our Pricing page.
Frequently asked questions
What is TDR on Paynivo?
TDR (Transaction Discount Rate) is the percentage fee on each successful online payment. The table above lists Paynivo’s published rates by payment mode.
Is there a setup or annual fee for the payment gateway?
We do not charge a one-time setup fee or annual maintenance fee for payment collection as shown on this page. Your Paynivo software plan is billed separately.