About Paynivo
Empowering Indian businesses to get paid faster through simple, powerful, and affordable payment collection and GST invoicing solutions.
Paynivo is a SaaS-based GST invoicing and online payment collection platform developed and operated by Swastik Enterprises, a registered business in India.
Our Story
Paynivo was born from a simple observation: Indian small and medium businesses were struggling with manual invoicing, delayed payments, and complex GST compliance. We saw that existing solutions were either too expensive, too complex, or didn't understand the unique needs of Indian businesses.
Founded with a vision to democratize payment collection and invoicing, Paynivo was built specifically for Indian SMEs, traders, freelancers, and service providers. We understand the challenges you face - from managing cash flow to staying GST compliant - and we've designed our platform to solve these problems simply and affordably.
Today, we're building a platform that makes getting paid faster and easier for every Indian business. We're committed to continuous innovation, listening to our users, and creating tools that truly solve real business problems.
Our Mission
To empower every Indian business with the tools they need to get paid faster, stay GST compliant, and grow their operations. We believe that technology should be accessible, affordable, and easy to use - no matter the size of your business.
Simplicity First
We believe in making complex processes simple. Our platform is designed to be intuitive, so you can focus on your business, not on learning new software.
Made for India
Built specifically for Indian businesses, with GST compliance, local payment methods, and understanding of Indian business practices at our core.
Affordable for All
We believe every business deserves access to professional tools. That's why we offer a free plan and affordable pricing that scales with your business.
Trust & Security
Your data and payments are secure. Paynivo operates under an ISO/IEC 27001:2022 certified Information Security Management System (ISMS), alongside encryption and industry security practices.
Innovation
We continuously improve our platform based on user feedback, adding new features and capabilities to help you grow your business.
Customer Success
Your success is our success. We're committed to providing excellent support and helping you get the most out of Paynivo.
Information security — ISO / IEC 27001:2022
Paynivo (operated by Swastik Enterprises) maintains an ISO/IEC 27001:2022 certified Information Security Management System (ISMS). This international standard specifies requirements for establishing, implementing, maintaining, and continually improving how we manage information security risks.
What that means for you: our approach to protecting invoices, customer records, payment data, and platform operations follows a structured, risk-based framework—covering people, processes, and technology—with regular review and improvement.
ISO/IEC 27001:2022 is the current edition of the standard for information security management. It complements (and does not replace) other controls such as secure payment processing by our partners, encryption in transit, access control, and our Privacy Policy.
Why Choose Paynivo?
Built for Indian Businesses: We understand GST requirements, local payment preferences, and the unique challenges Indian businesses face. Our platform is designed with these in mind.
Free to Start: Our Starter plan is completely free, allowing you to create 100 invoices per year without any cost. Perfect for small businesses and freelancers.
GST Compliant: Automatic GST calculations, HSN/SAC code management, and comprehensive GST reports make compliance effortless.
Payment Flexibility: Accept payments online through payment links or settle offline payments (NEFT/RTGS, Cash, Cheque) - whatever works for your business.
Easy to Use: No complex setup or training required. Create your first invoice in minutes and start collecting payments immediately.
Built for Growth: Paynivo is designed to scale with your business, from startups to established enterprises.
Why Start with Paynivo?
Join Us
Whether you're a small trader, a growing SME, a freelancer, or a service provider, Paynivo is here to help you get paid faster and manage your business more efficiently.
Start your journey with us today - it's free to begin, and we're here to support you every step of the way.
Get in Touch
Have questions about Paynivo? Want to share feedback or suggestions? We'd love to hear from you!
Contact us at [email protected] or visit our Contact Us page.