ISO/IEC 27001:2022 certified — Information Security Management

Digitize Your Billing
Get Paid Faster

Create GST invoices, send payment links on WhatsApp, and collect payments through UPI, cards, and net banking. Automate billing and payment tracking with Paynivo.

  • Trusted by Indian SMEs for simple and reliable billing
  • Secure UPI, card, and net banking payments
  • Fully GST-ready invoicing with automatic tax calculations
Paynivo Dashboard showing GST invoicing and payment collection

More Than Just a Free Billing Software

A complete payment collection platform that automates invoicing, payment tracking, and GST compliance for your business

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Payment Links & Online Payments

Share payment links instantly via WhatsApp, SMS, or email. Accept online payments through multiple gateways. Get paid faster with automated payment reminders and tracking.

Cashfree WhatsApp Auto Track
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Auto Reconciliation & GST Filing

Automatically match payments with invoices. Generate GST reports, file returns, and reconcile input tax credit. Error-free GST compliance made simple.

GSTR-1 Auto Match Reports

Complete Business Operations Made Easy

Smart Invoice Management

Create professional GST invoices with auto-numbering, custom templates, and bulk upload via CSV. Support for manual or auto-generated invoice sequences with prefixes.

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Payment Links & Collection

Generate shareable payment links with expiry dates and usage limits. Accept online payments via Cashfree integration and settle offline payments (NEFT/RTGS, Cash, Cheque).

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Customer Management

Manage customers with custom fields, auto/manual customer codes, and bulk upload. Store customer details with 5 customizable fields to match your business needs.

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E-Invoice Compliance

Generate GST-compliant e-invoices with IRN, signed QR code, and acknowledgment details. Convert existing invoices to e-invoices and manage cancellations from one workflow.

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Event Management & Booking

Create events with multiple packages, seat booking or quantity selection, payment collection, and booking management. Perfect for workshops, seminars, and ticketed events.

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Email & WhatsApp Notifications

Send professional invoice emails to customers with customizable templates. Track email delivery and maintain communication logs for all sent invoices.

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Real-time Dashboard

Monitor outstanding amounts, collected payments, pending invoices, and customer statistics. Visual charts showing paid vs pending amounts and collection trends.

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GST Compliance

Automatic GST calculations, HSN/SAC code management, tax reports, and compliance-ready invoice formats. Generate reports for GST filing and reconciliation.

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Inventory

Track stock levels, manage product and service items, and link inventory to invoices and purchase bills. Keep your product master updated in one place.

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Expenses

Record and categorize business expenses, attach bills, and track spending by category or period. Get a clear view of your outgoing cash flow.

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Customer Ledgers

View complete transaction history per customer—invoices, payments, adjustments, and outstanding balance in one ledger for easy reconciliation.

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Stock Management

Monitor stock levels, low-stock alerts, stock adjustments, and movement history. Keep inventory in sync with sales and purchases.

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ISO/IEC 27001:2022 certified — Information Security Management System badge

Independently recognized standard

Information security management, certified

ISO/IEC 27001:2022 · Certified ISMS

We follow the latest international standard for managing information security—people, processes, and technology—so your invoices, customer data, and payment flows stay under disciplined, auditable controls.

  • Risk-based security practices across operations
  • Confidentiality, integrity & availability of your information
  • Continuous improvement of our security posture
Read how we protect your data

Why Choose Paynivo?

Everything you need to digitize your billing and get paid faster, all in one simple platform

Free
Start with 100 Free Invoices
GST
Fully GST Compliant
Fast
Get Paid Instantly
Easy
No Setup Required

Pricing Plans

Choose the perfect plan for your business. All plans include GST invoicing and payment collection.

Starter
₹0 /Yearly
100 invoices/year
  • Create GST invoices
  • Manage invoices & customers
  • Email invoice delivery
  • PDF download
  • Basic dashboard
  • Customer management
Get Started Free
Pro
11999 /Yearly
Everything in Business
  • Everything in Business
  • Advanced GST reports (GSTR-1, GSTR-3B)
  • Invoice aging reports
  • Event management & booking
  • Custom customer fields
  • Priority support
  • API access
  • Custom integrations
Get Started

All plans include secure payment processing, GST compliance, and 24/7 support. No hidden fees. Cancel anytime.

Payment gateway pricing

Lowest online transaction rates in the business. No setup fees or hidden charges.

Transaction charges starting from

0.60% per transaction